“Life has improved”: Updates from Kenya Small Business Fund

“Life has improved”: Updates from Kenya Small Business Fund

Wambui is the local coordinator in Nairobi, Kenya. We spent a week together in July 2014 evaluating and improving our Small Business Fund program.

Exciting updates! Just yesterday I received a whole packet of business reports and new business plans from the latest 10 Small Business Fund grant recipients in the Korogocho area of Nairobi, Kenya. It’s thrilling to see our investment (in the form of small grants) making a positive impact in so many families!

Below are 3 updates from Wambui Nguyo, our Nairobi local coordinator, about groups that received their initial grants in September, and 2 profiles about groups that are just beginning this month:

God’s Favour Group – Tailoring Services

These are a group of friends and are still keeping the business strong. They bought a new sewing machine and added to their stock. Carolyne said they are able to pay school fees, eat better, and pay rent from their profits. Judy, who had taken her kids to stay with her mother in the village, said she will bring them back because life has improved. Alfayo, who is in high school can pay his school fees and meet his other needs.

Playstation Group – Video Game Cafe

Wako, age 17, the leader is so hard working. He bought a new game terminal for the Playstation. The other Small Business Fund women in the area (who would be Wako’s mum’s age) are so pleased with him. He is not engaged in drugs or alcohol like most of his peers. They are orphaned and Wako does care for his 6 siblings and takes care of them. Josephine [a leader in the community and a mentor/trainer in the SBF groups] adds that he was able to pay the exam fees for his siblings who are at Josephine’s school in the slum.

Imarisha Maisha Group – Grain Shop

Sarah the group leader could afford a smile. She no longer goes to Josephine to beg for some food for her and family. She is able to pay her rent and has not been locked out [because of non-payment] so far. She bought cereals [rice, beans, barley] with her grant and still sells by the roadside and at times takes them around to people to buy. She has the plan of adding plastic stuff like buckets and soap to add to her stock. [Tanya’s note: I wrote 2 weeks ago about how SIA Small Business Fund is specifically designed to get people out of cycles of begging. It’s so good to hear these stories of the grants doing just that!]

Josephine shows Tanya and Wambui the pot of beans cooking for the lunch meal for students at her school.

Josephine shows Tanya and Wambui the pot of beans cooking for the lunch meal for students at her school.

New Business Grants in Korogocho, Kenya

Wambui and Josephine met with five new groups on the February 26th, explaining about SIA and what is expected of them as they received their initial $100 grants. Here are profiles of two of the new groups:

Ebenezer Shop and Cafe

Pamela Anyango, the group leader, has a small shop and sells items like tissues, diapers and also cooks githeri (a dish of beans and corn) by the roadside. Her husband, Misael, is unemployed and looks for casual work. If in any particular day he does not succeed, he comes to help Pamela. Most of the time they rely on this small shop for the family income. With the grant, they will start cooking rice and sell it to school children over the lunch hour. She has done her research and feels this will be successful.

Mwangaza (Light) Shop and Cafe

Ann Ayuma is already in an existing business of cooking food from her house and taking it to the neighbouring town by motorcycle. She targets the construction workers over lunch hour. Her husband, George Mungai doesn’t have a permanent job – he works with a handcart to carry people’s luggage. With this grant Ann hope to get a place close to where she supplies food and add more foodstuffs. They have 5 children and 2 grandchildren in their care.

For more updates from Kenya:

4 Quick Grant Updates!

4 Quick Grant Updates!

1. 35 Women Trained in Zambia

One of the women who received a small low-interest loan to establish her hair braiding business.

One of the women who received a small low-interest loan from Welfare Concern International to establish her hair braiding business.

(SIA funded Welfare Concern International, a grassroots organization, to coordinate a capacity-building workshop and small micro-loans for women in Livingstone in 2014.)

From Moses Chibanda, Director: In the last six months, we have trained 35 community women and we have empowered 18 of them with small loans.

Our biggest success has been to see the trained women being able to at least have two meals per day for their families and send their children to school, a thing that never used to happen in the past. Secondly, the women whom we have so far trained this year have been able to run their businesses successfully. This has been attributed to the training which we provided for them. Many have been able to also open their own savings accounts with the banks.

Community members, through the provision of capacity building training and micro-loans empowerment, are slowly drifting away from hand outs to using their hands to do something for themselves.”

2. A Safety Net for Widows in Kenya

Two of the three large fish ponds run collectively by the Tsindomdale Women's group in Kenya.

Two of the three large fish ponds run collectively by the Tsindombela Women’s group in Kenya.

(The Tsindombela Women’s Group in Kakamega, Kenya received a SIA grant last year to dig 3 large fish ponds and start a collective business.)

From Grace Makungu, President: We have over 500 fish in our three ponds. And 28 widows and their families have benefited from this project so far.

Birds were taking some of our fishes in great numbers because we didn’t have the net to cover the top and give protection. It is with our profit from the first sale of fish that we were able to purchase a fishing net ($380) and also save some profit ($200) with our treasurer. 

We are in the process of bringing the District Fisheries Department to see if they can provide future support to bring out project to a higher level. We are also planning to extend the project by utilizing swampy places at our member’s farms that lie dormant. If well utilized, the group can come up with giant results in the next few years, and that is our true dream.”

3. New SIA Partner to Empower Girls

(SIA just sent funds this week for Pastoralist Child Foundation to host an empowerment workshop and Alternative Rite of Passage ceremony for 60 girls in Samburu, Kenya. Here is more about their past successes.)

In the last 2 years PCF has provided workshops for 132 girls and seminars for 70 adults. They have also sponsored 6 students to attend high school.

“With your support we’ll increase the number of workshops in 2015, educating more girls and preparing them for their very first celebratory Alternative Rite of Passage. This will be history-in-the-making!” [Tanya’s note: The girls are eager for this alternative to the traditional Female Genital Mutilation (FGM).] 

The girl’s workshops provide them with the “vital information needed to resist FGM and forced early marriages, and to adopt safe and peaceful Alternative Rites of Passage to Womanhood.

The curriculum also includes the importance of knowing about the female sexual reproductive system, HIV/AIDS, teen pregnancy, rape, resisting gender-based violence, as well as the importance of getting a formal education.

4. Empowering Students at Samro School

A poster in the computer room at Samro School encourages students to ask questions to learn more.

A poster in the computer room at Samro School encourages students to ask questions to learn more.

(SIA funded a water tank at Samro School in 2014 and will help with school fees in 2015. Some of the students come from South Sudan, where there is still much unrest.)

Report from Samuel and Rhoda Teimuge, Directors: “We thank God for the wonderful year though full of financial challenges. Most parents were not able to complete their school fees on time and that became a setback for us to meet the teachers’ salaries. We thank you for standing with us. Our teachers do their best to teach critical thinking and the students are developing in academics, spiritual development, and character development. We believe we are causing an impact in our society as we hear good reports of what our graduates are doing in high school. The first Samro graduates are joining university this year.”

**For a list of all recent grants, visit our Grants List page.

Opening a Savings Account in Uganda

Opening a Savings Account in Uganda
Rehema us tells about how the savings group keeps their funds secure, and their records accurate.

Rehema us tells about how the savings group keeps their funds secure, and their records accurate.

We sat on very small wooden stools and faced a group of about Ugandan 25 women sitting on woven leaf mats. In between us sat a green metal box with three locks. I listened with growing excitement as Rehema Mutesi told me and the other Small Business Coordinators about the Kasozi Village Savings Group.

If the women kept the profit from their business endeavors in their houses, the money would be quickly spent, with none of it going to savings. So, about two years ago they started talking to the local Spirit in Action Small Business Fund Coordinator, Godfrey Matovu, who helped them form their own micro-savings group. The 30 members meet once a week and commit their savings to the secure green box, in increments as small as the equivalent of 5 cents.

DSC05615Each transaction – how much each person has saved and how much they have borrowed – is recorded in a green ledger book. Then the money is placed in the green box, which is secured with three locks. Three different women have keys, and “the ones with the keys are not neighbors. They are all from a different place,” Rehema told us, assuring us of the safety of the saved funds. Then she added, above the loudly mooing cow, “and the person with the box also is not one with a key.” All these safety measures are important because at the end of last year’s saving cycle the box held over 3.8 million Ugandan Shillings (about $1,800)!

Each member can borrow a portion of their savings for a one-month period. They are charged a small interest rate, which is included back in the savings fund and disbursed to members at the end of the annual cycle. One of the group members took a loan this year to pay for a certification course in hair braiding. Now she is braiding hair in the village and in the nearby town, as well as mentoring and training some girls who have dropped out of school.

Canaan gives advice to the Kasozi savings group and encourages them. "You need to be organized and have strong leadership."

Canaan gives advice to the Kasozi savings group and encourages them. “You need to be organized and have strong leadership.”

I was impressed to see how these women were working together to encourage each other to save for those bigger expenses. Things like re-thatching their homes, paying for school fees, and medical expenses. I saw that the women supported each other emotionally too. They did a skit for us, showing how to care for a child with fever. They clapped for each other and laughed together. One of the members is a district counselor, but within the group she is on equal footing with all the others.

Before we ended our visit, Canaan Gondwe, the SIA Small Business Fund Coordinator from Malawi who also leads a savings group, stood up to give the women a few words of encouragement. Speaking from his own experience, he assured them,  “This is a journey towards economic empowerment. In five year’s time, you will never be the same.”

4 new grants. 4 thank you letters.

4 new grants. 4 thank you letters.

christmas honor ask_2014One of the best parts of my job is when I get to email grant partners and let them know that the Spirit in Action Board of Directors has approved their requests for funds. I work closely with each grassroots organization to understand, prepare, and refine their proposal, so it’s always a joy to tell them that they have SIA’s support to implement their community programs!

In the beginning of December, the Board approved four new Community Grants and I received four very enthusiastic and grateful responses to the good news. It felt only right to share their joy, so that we can all celebrate and pray for this good work!

1. Community Mobilization Against Poverty – Kitale, Kenya

Sustainable agriculture training. Model bio-intensive, organic farm. Seeds. For 200 farmers. ($3,000)

From Moses Mukongo, CMAP director:

On behalf of CMAP I want to thank you and the SIA Board for taking the time to review our grant proposal for the farmer training and education support in sustainable agriculture. We will be helping small farm-holder communities grow plentiful and nutritious food, without depleting natural resources and with sophisticated yet low-technology approaches to farming and marketing.

2. Progressive Volunteers – Nairobi, Kenya

Sewing machines and instructors for a dressmaking and tailoring training center for women living in Ruaraka slum. ($3,731)

Boyd, Tanya, and the PV team meet to discuss the potential of local volunteers to improve Nairobi's schools and environment. (July 2014)

Boyd, Tanya, and the PV team meet to discuss the potential of local volunteers to improve Nairobi’s schools and environment. (July 2014)

From Jeremiah Mzee, PV director:

Wish you could be around to see how happy our team feel after the grant’s award. Receive a word of thank you from my team and volunteers.

On behalf of everyone at Progressive Volunteers I would like to offer my sincerest thanks for the grant from Spirit in Action. Progressive Volunteers is only a small community based organization but it does know its local communities well. In much of the work we do, it is clear that often what local people need most are the skills and economic opportunities to better support themselves. We very much hope that the dressmaking and tailoring training centre funded with the grant goes some way to offering those opportunities for local people.

3. Pastoralist Child Foundation – Samburu, Kenya

Girls Empowerment Workshop for 60 girls. With an alternative rite of passage. Campaign to end female genital mutilation. Education = Empowerment = Equality. ($3,506)

From Sayydah Garrett, PCF Founder and President:

We are so pleased with this exciting news from Spirit in Action!  On behalf of the staff, board, mentors, volunteers, and especially the communities we serve, a most heartfelt thank you! God bless you! We will certainly fill out all the required information in a timely manner and return everything to you. May we take this opportunity to wish you and yours a very happy holiday season.

4. Samro School and Samro Polytechnic School – Eldoret, Kenya

Tuition for 10 elementary students (including boarding for 4 students). Tuition and boarding for 6 tailoring students.($5,660)

One of the Samro Polytechnic students in the tailoring classroom. With clothing made by students hanging on the wall.

One of the Samro Polytechnic students in the tailoring classroom. With clothing made by students hanging on the wall.

From Samuel and Rhoda Teimuge, Samro Founders:

WAW!!!!!! This is indeed great, great news. Praise God indeed. God bless and keep you.

Merry Christmas!
The SIA blog is taking a break next week.

**For a list of past Community Grants, visit our Grants List.

Business is Booming in Nairobi

Business is Booming in Nairobi

I wrote a few weeks ago about adapting to the challenges of starting small businesses in the slums of Nairobi. Slums are crowded spaces with temporary structures that people live in permanently. And they are also places brimming with shops, stalls, and roadside hawkers.

This week Wambui Nguyo, our local coordinator in Nairobi, sent an update after visiting the SIA businesses there. Their stories, though Wambui’s report, help to fill in the picture of both the challenges and the amazing ways that SIA grants are helping people improve their lives.

Businesses started in May 2014:

Felister Marina and Rhoda Njoki listen to their fellow Small Business Fund leaders at our meeting in Korogocho this summer.

Kale for Sale: Felister Wairimu of JIINUE GROUP is always smiling and in high spirits. Theirs is a family group with her two daughters who also have children. She is still going strong with her green groceries business by the roadside. In addition to what she sold before, she was able to add potatoes and ‘sukuma wiki’ (aka kale), which are very popular because almost every household eats this daily.

Besides the challenge of the rising prices on foodstuffs, she has a reason to smile more. Her children can go to school; she can buy shoes and feed them too. Her mother is unwell and she goes to clinics on weekly basis. Her business has helped her assist her to see the doctor.

Jamarose Onyango is the treasurer for the SIA merry-go-round savings group. She told us this summer that she used to just stay at home all day and now she is happy to have a business to tend to.

Women Entrepreneurs: UPENDO GROUP is still going strong as friends and business partners. Jamarose and her daughter Melvin, a single mother, sell used clothing. Jamarose was able to assist her daughter in her pre/post natal clinics. She also needs some medical attention on a condition she has and is able to afford this. When the business is down, Rhoda Njoki helps them make sales by hawking. Rhoda has a son who got a secondary school scholarship and now she can afford to give him pocket money and bus fare.

New businesses, started in August:

Much-needed jobs: JOY GROUP is led by Abraham with his wife, Rose Waswa, and sister-in-law, Josephine Amkoya (Rose’s sister). This is a new business of selling new T-shits and Lessos (sheet/sash). They will take them round the Korogocho slum area during the day and in the evenings stand in one central place like the bus stop to make their sales. Abraham lost his job and used all his savings on his ailing mother.  All were unemployed before starting this business. 

Large Family Sticks Together: PSG GROUP is made up of orphaned siblings who are Muslims from the Somali community. After Wako Bule, age 17, completed his 8th grade education at Josephine’s informal school in Korogocho, she helped him set up a Playstation business. With this grant, he and two siblings will open a new Playstation (video game) cafe near the predominantly Somali community.

There are fourteen children in the family and they live in one single room. Wako is the sole breadwinner. Seven siblings in Josephine’s school and the two older ones cannot get identity cards because of who they are (Somalis). They are often abused by the rest of the community and told to go back to where they came from. Sadly, they were all born in Gitathuru in Korogocho.


While there is much need, there is also much hope. It was Wambui who reminded me of the quote, “We can do no great things, only small things with great love.” And so Spirit in Action Small Business Fund grants are those small things, which ripple out to become great things, and it all comes from a place of great love.

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